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Communications Consent

You agree that we and any of our affiliates, agents, service providers or assignees (and any of our assignee’s affiliates, agents or service providers) may call you, leave you a voice prerecorded, or artificial voice message, or send you a text, e-mail, or other electronic message for any purpose related to the servicing and collection of your loan, for surveys or research or for any other informational purpose related to your loan (each a “Communication”).You agree that we and any of our affiliates, agents, service providers or assignees (and any of our assignee’s affiliates, agents or service providers) may call or text you at any telephone number associated with your loan, including cellular telephone numbers, and may send an e-mail to any email address associated with your loan. You also agree that we and any of our affiliates, agents, service providers or assignees (and any of our assignee’s affiliates, agents or service providers) may include your personal information in a Communication and may conduct a Communication using an automatic telephone dialing system. We will not charge you for a Communication, but your data service provider may. In addition, you understand and agree that we and any of our affiliates, agents, service providers or assignees (and any of our assignee’s affiliates, agents or service providers) may always communicate with you in any manner permissible by law that does not require your prior consent.